221 North 4th St, Fernandina Beach, FL 32034 | USDA Eligible | Single Family | Price 1,450,000 | 32 Photos | CHFUSDA
Status - Active 1 month

221 North 4th St

Fernandina Beach, FL 32034 $1,450,000
  • Bed: 4
  • Bath: 4.0
  • Sqft: 3,196
USDA Property Eligibility

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Property details
  • Address: 221 North 4th St
  • Price: $1,450,000
  • Carpet Area: 3196Sq Ft
  • Bedrooms: 4
  • Bathrooms: 4.0
  • Home Type: Single Family
  • Year Built: 1900
  • Property Status: Active
Additional details
  • Neighborhood: CITY OF FERNANDINA BEACH
  • USDA Loan: Not Eligible

Description

STUNNING HISTORIC DISTRICT HOME overlooking English gardens and an outdoor living area with a fireplace. Rich, heart pine floors and a grand staircase, relaxing sunporch, gourmet eat-in kitchen, spacious dining room and living room with pocket doors, a den with built-ins and a wonderful front porch overlooking Villalonga Park. The 75 x 100 lot allows for a separate 2 car garage w/ spacious office or bedroom, bath & deck above (constructed in 2005). This home offers special touches that you won't find on the market today. Walk to the waterfront and shops on Centre St. YOU WON'T FIND ANOTHER ONE BETTER! Main house has 2751 approximate square feet with 3 BD & 3 BA and the flex space above the garage is 625 square feet with a full bath and large suite.


Address
  • Address: 221 North 4th St
  • State: Florida
  • Locality: CITY OF FERNANDINA BEACH

USDA Address Eligibility

Although this 4 bedrooms, 4.0 bath property and having a living area of 3196 sqft home comes within an USDA eligible zone , it will not qualify for a USDA loan due to strict income limit restrictions by the USDA. Fill in the application form and our loan expert with discuss other available options like FHA/CONV with you.


USDA Loan Map

Below are USDA maps of Fernandina Beach, FL, these give an insight into the locations around 221 North 4th St that are within USDA approved zones and eligible for 0 down loan.

Note: All the non peach areas in the map are in USDA approved zone and eligible for the USDA loan.


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Pending / Contract USDA Eligible Single Family
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Active USDA Eligible Single Family
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37171 Eastwood Rd, Hilliard, FL 32046
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USDA Loan Checklist For Nassau County, FL

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